Michigan's Largest Bankruptcy Law Firm
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We Have The Solutions to Help You Today!
Find out how our office can help you and your family restore your financial health…and let you live again!
When you experience a financial hardship, your whole world can change in a hurry. At Frego & Associates, we understand this. We have made it our business to fix financial problems for people like you. Our bankruptcy lawyers have more than a century of combined experience fighting for, and protecting, people just like you.
We want you to be able to focus on your family and your health. Don’t let yourself be overwhelmed and worried about uncaring banks and creditors who are really just predators.
We love our jobs, we love what we do, and we value our clients.
Experienced Bankruptcy Attorneys Ready to Help!
- FREE Consultations
- FREE Bankruptcy Analysis
- FREE Post-Bankruptcy Credit Analysis and Repair
- FREE Relief from Collection Judgments
Experienced Michigan Bankruptcy Lawyers
When facing overwhelming debt and financial distress, seeking the guidance and expertise of an experienced Michigan bankruptcy lawyer is essential. Bankruptcy laws can be complex, and navigating the legal process can be daunting without the assistance of a knowledgeable attorney.
Our local Michigan bankruptcy lawyers have handled more bankruptcy cases than any other firm in Michigan. Our consumer bankruptcy specialists provide personalized guidance and support, helping you understand your options and make informed decisions about your financial future.
Michigan Chapter 7 Lawyers
Our Michigan Chapter 7 lawyers are specialists in consumer bankruptcy. Chapter 7 bankruptcy is a type of bankruptcy that allows you to discharge unsecured debts, such as credit card debt and medical bills.
This can provide much-needed relief when you are overwhelmed by your financial situation.
Our Chapter 7 lawyers can help you determine if you qualify for a Chapter 7 bankruptcy, and we can assist you in gathering the necessary documentation and filing the required paperwork.
Once a Chapter 7 bankruptcy case is filed, an automatic stay goes into effect, which halts all collection efforts by creditors.
This means that you will no longer receive harassing phone calls, letters, or threats of legal action from your creditors.
The Chapter 7 bankruptcy process typically takes about three to six months, during which non-exempt assets may be liquidated to repay a portion of debt.
We have filed over 40,000 bankruptcies and we can help you get out of financial trouble.
Michigan Chapter 13 Lawyers
If you do not qualify for Chapter 7 bankruptcy or prefer an alternative approach, our Michigan Chapter 13 lawyers can provide guidance on filing for Chapter 13 bankruptcy.
Chapter 13 bankruptcy is a reorganization bankruptcy that allows you to create a repayment plan to pay off your debt over a period of three to five years.
This type of bankruptcy is often chosen by individuals who have a steady income and want to keep their assets, such as their home or car.
Our Michigan Chapter 13 attorneys can help you assess your financial situation and determine if Chapter 13 bankruptcy is the right option for you.
We can also assist with creating a feasible repayment plan based on your income and expenses.
Chapter 13 bankruptcy allows you to catch up on missed mortgage or car payments, while also providing protection from creditors and collection efforts.
Working with one of our Michigan bankruptcy lawyers can provide you with the expertise and guidance necessary to navigate the complex bankruptcy process. We are ranked among the best bankruptcy attorneys in Michigan and have been the state’s largest bankruptcy filer for over 20 years.
Our Michigan bankruptcy attorneys will ensure that all necessary paperwork is completed correctly and filed in a timely manner, increasing the likelihood of a successful bankruptcy case.
We will also negotiate with creditors on your behalf and represent you in court if necessary. We are open now to new clients. Call our top rated bankruptcy lawyers today!
The Cost to File Bankruptcy in Michigan
The cost to file Chapter 7 Bankruptcy in Michigan is $338 dollars plus attorney fees.
The cost to file Chapter 13 Bankruptcy in Michigan is $313 dollars plus attorney fees.
Most of our clients pay $100 to hire our office, pay their court-required fees and costs, and pay the remainder of their attorney fees during and after their case….when they have already gotten their creditors off their back!!
Received Accolades:
2006-2010, 2012, 2014-2024
American Bankruptcy Institute
https://abcworld.org/
Certified as a Bankruptcy Specialist by ABC
National Association of Consumer Bankruptcy Attorneys
Better Business Bureau